No, all types of crimes in the economic sphere, referring to the relevant section of the legal norms of legislation, can be considered intentional. Thus, the subject of the offense bears full responsibility for their actions. Nowadays, economic crime and fraud are not uncommon. This fact can be explained by the fact that commercial activity is characterized by a constant turnover of monetary resources. This is what attracts cybercriminals.
Remember: The process of learning a person lasts a lifetime. The value of the same knowledge for different people may be different, it is determined by their individual characteristics and needs. Therefore, knowledge is always needed at any age and position.