The difference between a bank deposit agreement and a bank account agreement? Types of bank deposits?

The difference between the agreements can also be seen in the fact that the DBA is a unilaterally binding transaction, and the DBS is a bilaterally binding one. That is, when opening a deposit, obligations arise only from a credit institution, and when opening an account, both the bank and the client.
Demand deposits – the issuance of money at the first request of the depositor.
Time deposits – return of the deposit after a certain term of the agreement.

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